Insurance & Policies

Practice policies decorative image


We participate with most PPO insurance plans and Maryland Healthy Smiles. Please contact our office to schedule an appointment.

Dental Insurance is different from Medical Insurance.  Your dental benefits are based on the policy you obtained through your insurance carrier. Please review your insurance coverage to better understand the benefits they make available as part of your insurance coverage. The patient payment portion covered for procedures varies depending on the coverage provided by your employer.

An estimate of the amount covered by your insurance company will be provided at the time of your treatment, based on the information they provide to us. The estimate is never a guarantee of benefits or the amount that will be paid. We will file all insurance claims as a courtesy to our patients. This does not however, transfer the responsibility of your financial obligation to the insurance company. If the amount paid by the insurance company is less than or greater than the estimate, then you will be billed the difference or issued a credit on the account in the event of an overpayment.

The Dream Smiles Club Membership

We take pride in providing exceptional dental care in a positive, child-friendly environment. 

As a pediatric dentist, we specialize in providing dental care for children and patients with special needs. Early dental care lays the foundation for a lifetime of healthy smiles, so our goal is to make sure every experience at our office is a positive one! We believe that every child’s dream smile can come true and are here to help every step of the way! The Dream Smiles Club Membership is for our patients who DON’T have dental insurance.

Members of The Dream Smiles Club pay an annual fee and will receive 2 cleanings, 2 exams, 1 set of X-rays, and 1 fluoride treatment in a 12-month period. Membership benefits include 20% courtesy on all additional dental treatment at our office for the 12-month period.

Membership Information

We are happy to present The Dream Smiles Club. Patients with no insurance are eligible to join. The Dream Smiles Club annual membership is $199 for the first child and $159 per additional child.

  • Two cleanings in a 12-month period
  • Two doctor examinations in a 12-month period
  • One fluoride treatment in a 12-month period
  • 20% courtesy on all additional dental treatment at our office for the 12-month period

The Dream Smiles Club Membership is renewable on a yearly basis. The price is subject to change at renewal. Membership is non-refundable and all benefits are usable in the 12-month period after membership is paid in full. There are no exceptions to this policy. The Dream Smiles Club entitles members to a generous 20% courtesy; therefore, we require that all treatment be paid in full at the time of the appointment. If using CareCredit to extend payments, discounts combined with ant other offers, plans,  or insurance submissions.

Financial Policy

Please let us know if you have questions about our financial policies or financing options prior to your treatment. For your convenience, we accept payments made with Visa, MasterCard, Discover, and American Express. We also offer financing through CareCredit®.


CareCredit® is available to help pay for dental procedures your insurance doesn’t cover and offers both No Interest* financing or low minimum monthly payment options so you can take care of your child's dental health.

Cancellation Policy

Kindly provide at least 48 hours notice for any appointment that needs to be rescheduled. Appointments cancelled in less than 24 hours may be subject to a cancellation charge.